Rent To Own

Hometowne

There is no credit check and no credit reporting. It requires approximately 15% down. RTO allows you to set the term, you can choose from 24, 36, and 48 months. Interest rates are higher than traditional loans due to no credit check. This loan has no prepayment penalty and an early payoff discount. Once the payments are completed; you own the trailer! Any resident from GA, NC, or SC requires a 30% down payment to be eligible for the Rent-To-Own program as of 4/17/23. Approval for RTO is based on a Valid U.S. Driver’s License, 21 years and older, and Two proofs of residency. Limited term license, temporary driver’s license, or a driver’s permit is not accepted.