Trailer Country Inc

Financing

Financing Options

We offer financing through a variety of banks and finance institutions

Sheffiled Financial

Sheffield Financial is a division of Truist, one of the largest — and most successful — financial services holding companies in the United States. Sheffield finances new trailers only. Approvals are usually within 15 minutes.

Rock Solid

Applicants are recommended to have 650 + credit score. These loans traditionally offer more attractive interest rates and work similar to a standard recreational bank loan.

ClickLease

ClickLease offers fast financing, The application and approval process is Quickly Done in usually 30 minutes or less. These loans can be done in a Personal or Business Name, Including Business Start-Up's. A credit score of 550 + is recommended and the application is only a soft-pull on your credit.

Hometowne

There is no credit check and no credit reporting. It requires approximately 15% down. RTO allows you to set the term, you can choose from 24, 36, and 48 months. Interest rates are higher than traditional loans due to no credit check. This loan has no prepayment penalty and an early payoff discount. Once the payments are completed; you own the trailer! Any resident from GA, NC, or SC requires a 30% down payment to be eligible for the Rent-To-Own program as of 4/17/23. Approval for RTO is based on a Valid U.S. Driver’s License, 21 years and older, and Two proofs of residency. Limited term license, temporary driver’s license, or a driver’s permit is not accepted.